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Ethical Culture

Fostering a Culture of Compliance

“Our leaders model desired behaviors by setting the right tone at the top, reinforcing through daily interactions that ethics are important and taken seriously, talking about the importance of ethics and doing the right thing, and embedding ethical values into everyday actions so that employees gain a sense of ‘how we do things around here,’ which is then integrated into daily activities.” – Joan Kissel, Executive Vice President & Chief Ethics Officer, Old National Bank


Old National Bank, founded in 1834, is a service- and community-focused financial institution serving Indiana, Kentucky, Michigan, Minnesota, and Wisconsin. The company has been a World’s Most Ethical Companies honoree every year since 2012; and has also been recognized by the National Organization on Disability (NOD) as a 2019 Leading Disability Employer; has received a 2019 Military Friendly Top 10 Employer designation; and was named to the 2019 Bloomberg Gender-Equality Index (GEI).

At Old National Bank, the ethics and compliance programs are jointly let with nearly 40 full-time associates across the two areas. The ethics function is managed by the Chief Audit Executive & Ethics Officer who reports functionally to the Audit Committee of the Board and administratively to the CEO. Risk assessments related to program elements, such as tone from the top, culture, personnel, and fraud are managed by the audit department. The compliance function is managed by the Chief Risk Officer (CRO) who reports functionally to the Enterprise Risk Committee of the Board and administratively to the CEO. The CRO is responsible for enterprise risk management and bank-specific regulatory compliance.

Featuring: Joan Kissel, Executive Vice President & Chief Ethics Officer, Old National Bank

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